Routing #: 281581144 • Wire Instructions
Change in financial services can sometimes feel uncertain, but when it’s guided by trust, purpose, and a commitment to members, it becomes an opportunity to grow stronger together. That’s exactly what has happened with the merger of Cape Regional Credit Union and Ozark Federal Credit Union.
This merger is more than a business move; it’s a step forward for members across Southeast Missouri. By coming together, we are expanding services, offering more convenient branch access, and building a future that keeps people—not profits—at the center of everything we do.
For Cape Regional members, this is the beginning of an exciting new chapter with added resources, modern digital tools, and a broader community of members. For Ozark Federal Credit Union, it means welcoming new friends and neighbors into a family that has been rooted in member-first service since day one.
Mergers in the financial world are not uncommon, but the key difference lies in the reason behind them. This merger wasn’t about consolidation for profit; it was about strengthening community banking for generations to come.
Cape Regional Credit Union’s members voted in favor of this merger, a decision also approved by the National Credit Union Administration (NCUA) and the Missouri Division of Credit Unions. Their support reflects confidence in what this partnership will mean: more opportunities, more access, and the same focus on service.
Both institutions have long histories of helping members navigate life’s financial moments, whether that’s buying a first car, purchasing a home, or saving for the future. By joining forces, we can share resources, improve technology, and ensure we remain competitive in today’s rapidly changing financial world—all while staying deeply rooted in our communities.
If you’re a Cape Regional Credit Union member, the most important thing to know is this: your accounts remain exactly the same for now. You’ll continue to use the same checks, debit cards, and online banking access you’ve always had. Day-to-day banking services won’t change until a future system conversion is complete.
This means there’s no disruption to your financial routine. Your money is safe, your service continues uninterrupted, and you can still count on the same familiar team members you’ve always trusted.
Here’s what you can expect during this transition phase:
In other words, nothing about your everyday banking is complicated by this merger. Instead, you can look forward to what’s coming next.
One of the greatest advantages of this merger is the way it expands opportunities for members. By bringing two institutions together, you gain access to more locations, enhanced technology, and additional financial services—all while continuing to enjoy the personal attention you’ve always valued.
Expanded Branch Network
You now have access to eight convenient Ozark Federal Credit Union locations:
This network means you’ll find us in more places where you live, work, and travel. Whether you’re running errands in Cape Girardeau, visiting family in Dexter, or commuting through Jackson, your credit union is nearby.
Spotlight on New Locations
For many members, the most exciting change is the addition of two new branch locations in Cape Girardeau and Jackson. These branches bring Ozark Federal Credit Union closer to more families and businesses in Southeast Missouri.
Cape Girardeau Branch
2427 Cape Centre Dr
Cape Girardeau, MO 63703
Phone: (573) 334-7686
Jackson Branch
5721 U.S. Hwy. 61
Jackson, MO 63755
Phone: (573) 388-2330
By adding these branches, we’re making it easier for you to access your accounts in person while still offering digital options for when you’re on the go.
We know members may have questions, so here are answers to some of the most common ones:
Will my account number change?
Not at this time. Your current account details remain the same until a future system conversion.
Can I use all Ozark Federal Credit Union branches now?
Yes! Members are welcome at all OFCU locations immediately.
Will there be new products or services available?
Yes, you’ll have access to tools like Early Pay, SavvyMoney, and AutoFinder, along with the full suite of OFCU products.
What if I have a loan with Cape Regional?
Your loan terms remain the same, and payments will continue as usual.
How will I know when changes are coming?
We’ll communicate through mail, email, and updates on our website.
This merger marks a milestone, but it’s also just the beginning. Over the coming months, Cape Regional members will start to see more integration with Ozark Federal Credit Union systems and services. Our commitment is to make these transitions smooth, clear, and beneficial for every member.
For the most up-to-date information, visit our dedicated merger page: 👉 ozarkfcu.com/merger
The merger of Cape Regional Credit Union and Ozark Federal Credit Union is about building a stronger future, together. It’s about expanding opportunities without losing the personal touch that makes a credit union special.
Whether you’ve been with Cape Regional for years or you’re new to Ozark Federal Credit Union, we want you to feel confident, supported, and excited about what’s ahead. Together, we are not just a financial institution—we are a family, a community, and a cooperative dedicated to putting people first.
Welcome to Ozark Federal Credit Union. We’re stronger with you.
