Routing #: 281581144 • Wire Instructions
Have an auto or personal loan with us?
You are already entered.
Not a member yet?
Open a qualifying loan and you can be included.
April 1 through July 24, 2026
At Ozark Federal Credit Union, we believe being a member should mean more than just having a place to keep your money.
That is why we created The Big Loan Lift Off.
Between April 1 and July 24, one eligible member will receive up to $10,000 dollars toward their qualifying loan.
No applications. No sign ups. No extra steps.
If you have an eligible loan, you are already entered.
Because that is what belonging to a credit union should feel like.
For one member, this is more than a number. It could mean:
• One less monthly payment to worry about
• More room in the budget for groceries, gas, or everyday needs
• Less stress at the end of the month
• The ability to catch up or finally get ahead
• A little more breathing room for their family
This is about real life, and real relief.
Because people deserve more than just a place to bank.
Most financial institutions focus on profits and transactions.
At Ozark Federal Credit Union, we focus on people.
As a credit union, our success is built on helping our members succeed. That means looking for ways to support you, not just serve you.
The Big Loan Lift Off is not about selling a product or asking you to meet requirements. It is about giving back to the members who trust us every day.
If you have a qualifying loan, you are already included.
That is because at Ozark Federal Credit Union, you are not just a customer. You are a member, and that means something.
This is one way we bring our “people helping people” philosophy to life.
Simple. Honest. Built around you.
You are automatically included if you have one of the following active loans with Ozark Federal Credit Union:
• Auto loans
• RV, motorcycle, boat, ATV, UTV, or other recreational vehicle loans
• Personal loans
Loans not included
• Mortgage loans
• Home equity loans
• Credit cards
• Business loans
• Every eligible loan is automatically entered
• One loan will be selected through a random drawing
• Up to $10,000 dollars will be applied to the selected loan
If your loan is selected
If your balance is less than $10,000 dollars, your loan will be paid off.
If your balance is more than $10,000 dollars, we will apply the full 10,000 dollars toward your balance.
The Big Loan Lift Off runs from April 1 through July 24.
All eligible loans during this time are included in the drawing.
Do not miss your opportunity to be part of it.
• Promotion period: April 1 through July 24
• Winner selected: Shortly after July 24
• Winner notified directly by Ozark Federal Credit Union
For full details, eligibility requirements, and complete terms and conditions, please review the official rules.
If you are not currently a member of Ozark Federal Credit Union, you can still join and take advantage of everything we offer.
Open a qualifying loan before July 24 and you will be automatically entered into The Big Loan Lift Off.
Why join Ozark Federal Credit Union
• Local, community focused financial partner
• Friendly, knowledgeable team members
• Modern digital banking tools
• Competitive loan options
• A credit union built around people, not profits
The Big Loan Lift Off is just one example of what it means to be part of Ozark Federal Credit Union.
Have questions? We have you covered. Here are some quick answers to help you better understand The Big Loan Lift Off.
The Big Loan Lift Off is an Ozark Federal Credit Union giveaway in which one eligible primary member will receive a one time principal reduction of up to $10,000 on a single eligible loan.
The promotion begins at 12:00 a.m. Central Time on April 1, 2026, and ends at 11:59 p.m. Central Time on July 24, 2026. Ozark Federal Credit Union’s clock is the official timekeeping device.
No. Eligible primary members in Good Standing who have at least one funded eligible loan with Ozark Federal Credit Union as of 11:59 p.m. CT on July 24, 2026, are entered automatically.
Eligible loans include auto loans, titled recreational vehicle loans, and personal loans.
Only one entry per eligible primary member is allowed during the promotion period, regardless of the number of eligible loans held or the entry method used.
If you have more than one eligible loan, your single automatic entry is based on the eligible loan with the highest outstanding balance as of 11:59 p.m. CT on July 24, 2026. If selected, the prize is applied only to that loan.
A funded eligible loan means the member has applied for the loan, completed and signed the required documents, met Ozark Federal Credit Union’s documentation requirements, and Ozark Federal Credit Union has received the required agreements, verifications, title work and lien filings when applicable, and disbursed the loan funds.
Good Standing means the member has at least one active share savings account with Ozark Federal Credit Union, has not defaulted on any payment obligation to Ozark Federal Credit Union, has no charge offs with Ozark Federal Credit Union, and is not sixty or more days delinquent on any Ozark Federal Credit Union account or loan. A member is also disqualified if, as of July 24, 2026, they are subject to levy, garnishment, bankruptcy proceedings, or any legal hold on their accounts.
The promotion is open to Ozark Federal Credit Union members who are in Good Standing, are permanent legal residents of one of the fifty United States or the District of Columbia, or hold a valid ITIN, have a valid U.S. street address, and are at least 18 years old or the age of majority in their state of residence, whichever is greater, as of July 24, 2026.
Employees, officers, directors, volunteers, contractors, and their immediate family members, along with anyone living in the same household, and certain affiliated parties involved with the promotion, are not eligible.
If your selected eligible loan balance is $10,000 or less, the loan will be paid in full, and any lien will be released if applicable.
Exactly $10,000 will be applied as a one time principal reduction. Any remaining balance, along with accrued interest and fees, remains due under the original loan agreement.
No. The prize is not paid in cash and is not redeemable for cash. It is applied directly to the winner’s eligible loan, or for a qualified mail in winner without an eligible loan, issued as a voucher subject to the terms in the rules.
One grand prize winner will be selected at random on or about August 5, 2026. The potential winner will be notified by phone on or after that date.
No. Potential winners do not need to be present to win.
The potential winner must respond within seven calendar days of the first notification attempt and complete the required winner documents. These include an affidavit of eligibility and liability and publicity release, IRS Form W-9, valid unexpired government issued photo ID, and Social Security Number or ITIN for tax reporting.
Yes. The official winner who accepts the award grants Ozark Federal Credit Union the right to use the winner’s name, photograph, and likeness for advertising, promotional, and publicity purposes without further compensation, except where prohibited by law.
Yes. The winner is responsible for all applicable federal, state, and local taxes, fees, and costs. A 1099-MISC will be issued for any prize valued at $600 or more.
