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Consumer Loans

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Consumer Loans

Trucks, Cars, RV's, Boats, Campers, Motorcycles, and more. 

If you are looking for a loan for a major purchase or just a little financial relief, look no further. Talk to one of our loan officers today.

Membership eligibility required. Loan terms and conditions based on eligibility. Ozark FCU is an equal housing lender. Special Saturday morning appointments are available upon request when the need arises. Please contact the Loan Department if a special appointment arrangements need to be made. 

Calculators

Apply for a loan online now.  

Secured Loans (Auto, RV, Boat, etc.)

Looking for a loan on new or used vehicles, RV's, boats, motorcycles, etc. essentially any consumer loan with collateral, (an item pledged for the payment of a loan). If you are looking for a vehicle, your loan officer will be happy to obtain NADA book values or CARFAX© report on a used vehicle. You can discuss payment options that work best for you. Maybe you are ready to purchase a recreational vehicle.  We want you to enjoy your time and enjoy your experience with us.

Car Value online

Apply for a Secured Loan

Share and Certificate Loans

Share loans are an excellent way to borrow and still earn interest on your savings. The money on deposit in your share savings account is pledged as collateral. This loan rate is just 3.0% over the share dividend rate. You set the payback term!  You may also pledge your certificate at 3.0% over the interest rate earned on the certificate. These loans are designed to help our members maintain their hard earned savings and still borrow at just 3.0% over the interest rate.  It's like getting a 3.0% loan!

Apply for a Secured Loan

Signature Loans

The signature loan is a non-collateral loan that only requires your signature and your good credit. The loan limit is based on your monthly gross income. This loan is an excellent way to consolidate your credit cards and other debts into one low monthly payment! 

Apply for a Signature Loan

Line of Credit

A line of credit loan is designed to give you quick cash when you need it. Think of it as a credit card without the plastic. Your credit history and income are used to determine your credit line. Your line of credit loan can also be used to cover overdrafts on your personal checking account.  

Disclosure for an Open-Ended Loan

Apply for a Line of Credit Loan

Or look at our new Direct Lending option if you are working with a dealership. You can have your loan approved and make the purchasing process easy. You can even search their lot from the comfort of your home on our website. 

Contact us

  • info@ozarkfcu.com
  • 573-686-7221
  • Corporate Office
            2438 Katy Lane
            Poplar Bluff, MO
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National Credit Union Administration     Equal Housing Lender
America's Credit Unions     Cuna Mutual Group     Heartland Credit Union Association

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