Consumer Loans

Trucks, Cars, RV's, Boats, Campers, Motorcycles, and more. 

If you are looking for a major purchase loan or just a little financial relief, look no further. Talk to one of our loan officers today.

Membership eligibility required—loan terms and conditions based on eligibility. Ozark FCU is an equal housing lender. Special Saturday morning appointments are available upon request when the need arises. Please contact the Loan Department if special appointment arrangements need to be made. 

Calculators

Apply for a loan online now.  

Secured Loans (Auto, RV, Boat, etc.)

Looking for a loan on new or used vehicles, RVs, boats, motorcycles, etc., essentially any consumer loan with collateral (an item pledged for the payment of a loan). If you are looking for a vehicle, your loan officer will be happy to obtain NADA book values or a CARFAX© report on a used car. You can discuss the payment options that work best for you. Maybe you are ready to purchase a recreational vehicle.  We want you to enjoy your time and enjoy your experience with us.

Car Value online

Apply for a Secured Loan

Share and Certificate Loans

Share loans are an excellent way to borrow and still earn interest on your savings. The money on deposit in your share savings account is pledged as collateral. Please speak to an OFCU loan officer about loan terms and conditions for a share or share certificate loan. 

Apply for a Secured Loan

Signature Loans

The signature loan is a non-collateral loan that only requires your signature and your good credit. The loan limit is based on your monthly gross income and credit score.

Apply for a Signature Loan

Line of Credit

A line of credit is designed to give you quick cash when you need it.  Your credit history and income are used to determine your credit line. 

Billing Rights for an Open-Ended Loan

You can also search our preferred dealer list on the website, find a vehicle, and do all the OFCU loan paperwork right at the dealership. Your lender will send the paperwork to OFCU for approval, reducing the waiting time to complete the process. 

APR = Annual Percentage Rate 

Rates are based on an evaluation of credit history. To request a free credit analysis contact any OFCU branch location.