Savings Account Options
We have adult and youth saving options available for our members.
Savings – Current Rates
For adults 18 and older, a $25 deposit is required in a savings account. The $25 represents one share in the credit union.
Share Certificates – Current Rates
All of our Share Certificates are compounded quarterly to give our members a better return on their money. As an extra bonus, our Jumbo Share Certificate of $100,000 or more earns a .15 basis points higher interest rate (add 0.15 to the regular APY) and our Mini-Jumbo Certificate of $50,000 to $99,999 earns .10 basis points higher (add 0.10 to the regular APY).
IRA – Current Rates
NO MINIMUM DEPOSIT to open an IRA, but there are maximum deposits per tax year, as decided by the IRS. We have a Traditional or Roth IRA available in two forms; an IRA share account or share certificate account.
Christmas Club – Current Rate
NO MINIMUM DEPOSIT. Let your Christmas shopping funds earn interest all year in this special account. You may deposit in this account any time during the year. On October 15th the entire balance will be paid to you by check or transferred to one of your personal accounts.
Vacation Club – Current Rates
NO MINIMUM DEPOSIT. This account was designed for members who want to set aside a little extra for that special occasion.
Zoe's Club- Current Rates
Zoe's Club is a youth savings account (ages seventeen and younger), and you must maintain a minimum balance of $5. The youth account must have an adult custodial parent or guardian as joint owner on the account. Zoe's Club Child Safety Kit
Education is an important part of instructing children about finances. The MyCreditUnion.gov has developed Pocket Cents as a great tool for the credit union community. Feel free to look over the site and enjoy the resources available to you.
Membership Eligibility Required, Federally Insured by NCUA. Speak with a Member Service Representative to determine which account option is best for you.
Truth in Savings Rate and Fees Chart
Account Error Resolution
Don't forget to look under Forms and Brochures for Stop Pay, ACH Stop Pay, or Contact Information Forms to complete and turn in to a Teller or Member Service Representative if an issue arrives on your account.